Author: Ashley Penrod

In some of the most expensive real estate markets in the US, a two-bedroom home may sell for over $950,000. IF you were considering buying that thing, you’d have to put hundreds of thousands of dollars down, just to buy a starter home. Eeesh! In a real estate market that’s overheated, does the traditional narrative…

Updated August 1, 2022. In preparation to become a real estate investor, the most essential step to take is establishing your investment goals. What do you want investing to do for your life? Are you in pursuit of passive income to match your salary? Are you investing to build a retirement account? These questions, in…

Updated August 31, 2022. It used to be that you went to college, got a good job with a pension, and rode that wave until the day you retired. Things aren’t like that anymore and we’re 100% individually responsible for putting away savings SO THAT we can retire. Not only are employer-paid pensions practically non-existent,…

Each time a recession hits, it takes us by surprise – no matter if you’ve been through a recession before or whether you’re heavily involved in market trends examination or not.  And since, on average, since 1900, the US has experienced a recession every four years, it’s important to know what to expect and how…

While I’m aware that most Americans are living paycheck to paycheck and wishing they had just a couple of zeroes on the end of their bank balance, today we’re going to explore what could happen if you did suddenly come into money. Whether it be an inheritance, lottery winnings, or a signing bonus for the…

Most people focus only on and only know about active income. Active income buys fancy cars, expensive homes, and designer clothing, all while simultaneously being taxed at the highest rate out of any income. Yep, read that last part again. Active income is the most heavily taxed type of income. Why keep hustling at earning…

I’m sure you’ve been there, that shopping trip where you browse the entire store, finding things you’ve just “gotta have” and once you get to the checkout, you’re faced with the realization that not only did you buy what you didn’t need, but you didn’t get anything you actually needed. Your cart filled up with…

I often get asked, “What’s the best way to get started investing in real estate?” Let me reassure you, there are many ways to get started and that you aren’t alone if you’ve been interested and haven’t quite made the jump yet. This article will help relieve some of the overwhelm and intimidation wishful investors…

I know I’m not alone when I share that I came from a working middle-class family with parents who, unfortunately, had no personal finance knowledge beyond getting an education, finding a steady salaried job, and saving any pocket change possible into a small savings account. School didn’t help either. In all my education, not once…

It’s no secret that most real estate investors start out investing in small, single-family homes. Whether you go for the flips, rent out properties as you outgrow them, or scope out rentals in hot markets doesn’t matter. But there comes a point where you’re ready to uplevel to multifamily properties, and it’s not likely clear how to…