Credit Card Points Unlocked: Travel & Luxury Secrets

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About this podcast

In this episode of Wealth Unfiltered, we’re diving deep into the world of credit card points and luxury travel with Dr. Devon Gimbel, founder of Point Me to First Class. A retired physician who made a bold pivot from the medical field to mastering the art of travel hacking, Devon now teaches others how to turn everyday spending into unforgettable, first-class experiences.

Devon shares how she got started in the world of points and miles, what sparked her obsession, and how she’s used strategic credit card use to fly business class, stay in top-tier hotels, and even support her daily lifestyle—all without paying full price. Her story is both inspiring and practical, showing that with the right strategy, anyone can elevate their lifestyle through smarter spending.

Whether you’re a total beginner or already playing the points game, this conversation is packed with insights, hacks, and real talk about what works, what doesn’t, and how to avoid common pitfalls. We also get into how to build a points strategy tailored to your personal goals, how to pick the right cards, and what to watch out for as the industry evolves.

Whether you’re dreaming of your first business class flight or looking to maximize your everyday spending, this episode is your guide to getting more value—and more adventure—out of every dollar.

🎧 Listen now. Your journey to luxury for less starts here.

Key takeaways

  • Devon’s journey: From physician to points powerhouse and the founding of Point Me to First Class

  • Credit card points 101: How points systems work and how to start earning them strategically

  • Avoiding rookie mistakes: The biggest missteps people make with credit cards and points

  • Picking the right cards: What to consider before applying and how to align cards with your goals

  • Maximizing rewards: How to earn points faster through bonus categories and smart spending

  • Booking with brilliance: Hidden gems and insider tips for using points to book luxury travel

  • Beyond flights: Using points for everyday things like dining, shopping, and personal upgrades

  • Building a points-based lifestyle: Advice for those looking to travel often or full-time on rewards

  • Devon’s go-to card: The one credit card she recommends for anyone just starting out

  • Life lessons: How the points game has changed her approach to money, freedom, and travel