Best Ways to Grow Your Money: Why Investing Beats Saving

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About this podcast

In this episode of Wealth Unfiltered, we break down why saving money is no longer enough—and why investing is the true engine for building wealth. Designed for young professionals, side hustlers, entrepreneurs, and anyone tired of slow savings, this episode explores the real cost of keeping your money idle and how inflation quietly erodes your financial progress. We compare saving vs. investing, explain compound growth in plain terms, and bust the myth that you need to be rich to get started. You’ll learn beginner-friendly strategies like index funds, dollar-cost averaging, and even passive real estate options like REITs and syndications. Plus, we tackle the most common fears that hold people back—so you can shift from a saver mindset to an investor mindset and start building real, lasting wealth.

Key takeaways

  • Saving is not a wealth-building strategy. It preserves money but doesn’t help it grow.

  • Inflation reduces your purchasing power. Most savings accounts don’t earn enough to keep up.

  • Saving feels safe, but it carries hidden risks. Opportunity cost and long-term stagnation are major drawbacks.

  • Investing grows your money. Compound interest, appreciation, and passive income work together to build wealth.

  • You don’t need to be rich to invest. Starting small and starting early makes a bigger difference than timing the market.

  • Beginner-friendly tools are available. ETFs, index funds, and investing apps make it easy to get started.

  • Dollar-cost averaging helps manage risk. Investing consistently over time can smooth out volatility.

  • Retirement accounts offer long-term growth. 401(k)s, IRAs, and Roth IRAs provide tax advantages and compound returns.

  • Real estate creates multiple income paths. Options range from REITs to syndications to direct ownership like Airbnb.

  • Mindset is everything. Shifting from saver to investor unlocks freedom, flexibility, and real financial progress.

  • Fear is common but conquerable. Not knowing enough or having limited funds shouldn’t stop you from getting started.

  • Saving has a ceiling. Investing builds momentum. If you want to create lasting wealth, investing is the move.